Indiana Unemployment Benefits Calculator (2026)

You must be unemployed through no fault of your own, have earned enough wages in the base period, and be able and available to work, as required by Indiana DWD under Ind. Code § 22‑4‑12‑4.

Yes, the benefits are subject to federal income tax; Indiana does not tax unemployment compensation at the state level, but you must report it on your federal return.

After you file a claim, Indiana DWD typically processes the first week’s benefit within 10 business days, provided all required information is submitted.

Yes, the weekly benefit is calculated as 47% of your average weekly wage, so if that amount is less than $390 you receive the calculated figure (e.g., $362 in the worked example).

The weekly maximum of $390 has remained unchanged since 2003, making Indiana’s cap one of the longest‑standing freezes in the country.

No. Benefits are set by the Indiana Department of Workforce Development under one statewide formula, so a claim filed from Indianapolis, Fort Wayne, Evansville is computed exactly like one from anywhere else in Indiana. Only your wages — not your city or county — change the result.