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New Jersey Weekly Unemployment Benefit Calculator

In New Jersey, your weekly unemployment benefit is calculated as 60 % of your average weekly wage, but it cannot exceed the state‑set maximum of $905 for 2026 claims. Benefits can be received for up to 26 weeks and there is no waiting week.

Reviewed 2026-08-27 · Estimates only — not legal or financial advice.

Total base-period earnings divided by the number of base weeks worked, before taxes.
The law behind this calculator: New Jersey Department of Labor — Division of Unemployment Insurance — N.J.S.A. 43:21-3; NJ DOL.

How New Jersey calculates it

  • Determine your average weekly wage during the base period.
  • Multiply that wage by 60 % to get the preliminary weekly benefit.
  • If the result exceeds the state maximum of $905 per week (the 2026 cap), reduce it to $905.
  • The $905 maximum applies to claims filed in 2026 and replaces the $875 cap used in 2025.
  • Benefits are payable for up to 26 weeks, and New Jersey does not require a waiting week.

Worked example

If your average weekly wage is $1,200, the calculation is 60 % × $1,200 = $720, giving you a weekly benefit of $720 for up to 26 weeks, which would total $18,720 if you receive the full benefit period.

Frequently asked questions

How is the weekly benefit amount calculated?

It is 60 % of your average weekly wage, but it cannot be higher than the state maximum of $905 for 2026 claims.

What is the maximum weekly benefit for 2026?

The maximum is $905 per week, up from $875 in 2025.

How many weeks of benefits can I receive?

You can receive benefits for up to 26 weeks.

Does New Jersey have a waiting week before benefits start?

No, New Jersey has no waiting week.

How is the $905 maximum determined each year?

The maximum is recalculated every January based on the statewide average weekly wage.

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